A fee that does not care how much is moving
Three of the four costs on this route are percentages. The network fee is not: it is charged in coin for the act of moving, and the same charge applies whether the transfer is ₦5,000 or ₦5 million. On small amounts it is the dominant cost; on large ones it rounds to nothing.
| Amount moved | Flat fee, cheap chain | Flat fee, expensive chain | Share at worst |
|---|---|---|---|
| ₦5,000 | ₦480 | ₦4,000 | 80.0% |
| ₦25,000 | ₦480 | ₦4,000 | 16.0% |
| ₦100,000 | ₦480 | ₦4,000 | 4.0% |
| ₦500,000 | ₦480 | ₦4,000 | 0.8% |
The fee is identical in every row. Only its significance changes.
The chain is a choice, and it is made in a dropdown
The same stablecoin exists on several networks. Moving it on a busy older network costs dollars; moving it on a lighter one costs cents. The amount of coin arriving at the other end is otherwise identical. This is the single cheapest optimisation available on the entire route, and it is one dropdown.
- Read the casino's accepted list first. A cheap chain the casino does not credit is not a saving.
- Read the fee the cashier shows. It is displayed before confirmation, in coin, and it is the real figure rather than an estimate.
- Do not assume the default is cheap. On several exchanges the pre-selected network is the expensive one.
- Confirm the address format matches the chain. Addresses look similar across networks and are not interchangeable.
Who pays the fee, and where it is deducted
A detail worth pinning down, because it changes what the numbers on a screen mean. Most crypto casinos in this catalogue do not charge a withdrawal fee of their own; they pass on the network fee, deducted from the amount being sent. So a withdrawal of a stated amount arrives smaller, and the difference is not the casino taking a cut.
- Read the cashier's confirmation, not the request. The figure that matters is what it says will arrive, shown before confirmation.
- A "no fees" claim usually means no operator fee. The chain still charges. Both statements can be true at once.
- The minimum withdrawal exists for this reason. An amount below it would be mostly fee, which is the same arithmetic this site applies to deposits.
Confirmations, and why a transfer can sit still
A transfer that has left is not necessarily a transfer that has arrived. Networks require confirmations, and the receiving side decides how many it wants before crediting. Those two numbers are independent, which is why coin can be visibly on the chain and not yet in a balance.
This site publishes no timing figures, because none were measured here. What is structural and safe to say: the cheap chains are generally the quick ones, so the decision on choosing the chain rarely involves trading cost against speed. And a transfer that has not appeared is far more often waiting for confirmations than lost.
Fewer, larger movements
Because the fee is flat, four withdrawals of ₦25,000 pay it four times and one withdrawal of ₦100,000 pays it once. On the expensive chain that is a difference of roughly ₦12,000 against ₦4,000. The obstacle is usually not the arithmetic but the limits, which frequently force the expensive pattern.
| Sent | Reaches the table | Lost | Best case |
|---|---|---|---|
| ₦25,000 | ₦19,820 | 20.7% | ₦24,152 |
| ₦50,000 | ₦43,462 | 13.1% | ₦48,777 |
| ₦100,000 | ₦90,744 | 9.3% | ₦98,027 |
| ₦250,000 | ₦232,591 | 7.0% | ₦245,777 |
Each row is one movement. Splitting a row into several multiplies the flat fee by the number of pieces.
Nearby on this route
Three pages that pick up where this one stops: When documents are asked for, Limits on the way out, Cashing out.